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A Russian startup called XZEN has presented a gadget that can manage and store cryptocurrencies and all kinds of bank cards in one place. The multi-currency wallet with the same name simplifies the everyday use of cryptocurrencies and provides a handy and secure way to store one’s assets. It shifts the financial paradigm by allowing anyone to manage and keep their savings independently of any third parties. XZEN’s universal ecosystem allows users to safely store both crypto- and fiat currencies and make use of various financial services. XZEN users will be able to invest, borrow, and lend their money, as well as make zero-commission money transfers without resorting to conventional banks. Finally, XZEN’s built-in NFC chip enables contactless payments in any of the 36 million points of sale throughout the world. Unlike most devices available on the market, XZEN can store not only cryptocurrencies, but also various company tokens.